HomeStrong USA strives to stabilize communities by focusing on the housing problems in areas of greatest need across the United States. Sometimes the problems stem from lack of buyer education, credit struggles, while other times unrealistic loans force home buyers into foreclosure. HomeStrong USA attacks these problems by offering education and counseling services in combination with a proven affordable housing program. HomeStrong USA’s historic customer profile demonstrates that HomeStrong USA effectively serves a population not readily served by traditional lenders, commonly referred to as the “underserved” market. All of these efforts are accomplished by supporting each local economy through real estate transactions and construction employment opportunities. HomeStrong USA is pleased to work together with governmental agencies to provide affordable home ownership opportunities to its citizens while stabilizing the neighborhoods in which they live and to provide innovative CRA benefits to reliable participating financial institutions.