Up to $5,000 Available to Help Eligible California Homeowners After a Short Selling Their Home.


The Transition Assistance Program (“TAP”) is one of CalHFA MAC’s
federally-funded programs developed to provide eligible homeowners
with transition assistance after a short sale when it is determined that they can no longer
afford their home.

TAP will be used in conjunction with short sale and deed-in-lieu
programs to help homeowners make a smooth transition to housing.
Homeowners will be required to occupy and maintain the property until
the home is sold or returned to the lender as negotiated.

Program funds will be available on a one-time only basis up to $5,000
per household and can be used or layered with other CalHFA MAC
HHF programs.

Funds are intended to help the homeowner secure new housing
(e.g., rent, moving expenses, and security deposits) and will also be
available for transition assistance counseling services. Funds are limited and homeowners are encouraged to apply now.


Program Eligibility and Highlights*

  • Up to $5000.00 per household in assistance.
  • Homeowner must qualify as a low-to-moderate income household.**
  • Homeowners who have recently encountered a financial hardship are also eligible for the program.
  • Can be used in conjunction with HomeStrong’s Short Sale Leaseback Program.
  • Available on a one-time only basis only

Property and Loan Eligibility Requirements

  • Current unpaid principle balance (“UPB”) of the first lien mortgage loan cannot be greater than $729,750.
  • The property securing the mortgage loan must not be abandoned, vacant or condemned.
  • The applicant must own and occupy the property.
  • The property must be the applicant’s primary residence.
  • The property must be a single family, 1-4 unit attached or detached house or condominium.
    (Mobile homes are eligible if they are permanently affixed to the real property that is secured by the first lien.)
  • The property must be located in California.

Program Exclusions

  • Homeowner cannot currently be in an “active” bankruptcy.
    (Homeowners who have previously file bankruptcy are eligible for consideration with proof of court order “Dismissal” or “Discharge”.)
  • Short Sales or Deed-in-Lieu that closed prior to filling out the application are not eligible.

Program Flyers
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HomeStrong USA is an approved provider of Keep Your Home California’s Transition Assistance Program.

* General program eligibility is determined by CalHFA MAC, the housing counselor or servicer based on information received from
the homeowner. Program-specific eligibility is determined by CalHFA MAC on a first-come/, first-approved basis until program funds and funding reserves have been exhausted. Loan servicer will implement the HHF program based on participation agreement terms and conditions. Funding allocation will be tracked, monitored and performed by CalHFA MAC in a centralized processing operation.

** Low-to-moderate income of 120% or less of HCD Area Median Income (as defined by the California State Department of Housing and Community Development), for a family of four, in the county where the homeowner resides.