Mortgage Reinstatement Assistance Program

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Non Profit Assistance - Completely FREE
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Up to $25,000 Available to Help California Homeowners Bring Their Mortgage Current.

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Mortgage Reinstatement Assistance Program

The Mortgage Reinstatement Assistance Program provides assistance to eligible homeowners who, because of a financial hardship, have fallen behind on their payments and need help to reinstate their past due first mortgage loan.

Benefit assistance through MRAP can be a one–time payment of up to $25,000 to cover principal, interest, taxes and insurance, as well as any homeowner’s association dues.

The Mortgage Reinstatement Assistance Program (“MRAP”) is one of CalHFA MAC’s federally-funded programs developed to provide temporary financial assistance to eligible homeowners who wish to remain in their homes, but are in imminent danger of losing their home to foreclosure.

MRAP provides funds to assist income-qualified homeowners to help them cure their delinquent first mortgage loan arrearages, which may also include payments needed to reinstate their loans from foreclosure.

Keep Your Home California Highlights:

Unemployment Mortgage Assistance

Unemployment Mortgage Assistance

For eligible unemployed homeowners.
Mortgage assistance of up to $3,000 per month for unemployed homeowners who are collecting or approved to receive unemployment benefits.

Mortgage ReinstatementMortgage Reinstatement Assistance Program

For eligible homeowners who have fallen behind on their mortgage payments.
Funding of up to $25,000 to help qualified homeowners catch up on their mortgage payments.

Principal Reduction ProgramPrincipal Reduction Program

For eligible homeowners who have suffered a financial hardship and owe more than their home is worth.
Financial assistance to help pay down the principal balance of a mortgage loan.

Transition Assistance ProgramTransition Assistance Program

For eligible homeowners who are undergoing a short sale or deed-in-lieu of foreclosure program.
Financial help to make a smooth transition into stable and affordable housing.

Mortgage Reinstatement Assistance Program

The Mortgage Reinstatement Assistance Program provides assistance to eligible homeowners who, because of a financial hardship, have fallen behind on their payments and need help to reinstate their past due first mortgage loan.

Benefit assistance through MRAP can be a one–time payment of up to $25,000 to cover principal, interest, taxes and insurance, as well as any homeowner’s association dues.

The Mortgage Reinstatement Assistance Program (“MRAP”) is one of CalHFA MAC’s federally-funded programs developed to provide temporary financial assistance to eligible homeowners who wish to remain in their homes, but are in imminent danger of losing their home to foreclosure.

MRAP provides funds to assist income-qualified homeowners to help them cure their delinquent first mortgage loan arrearages, which may also include payments needed to reinstate their loans from foreclosure.

Unemployment Mortgage Assistance

Unemployment Mortgage Assistance

For eligible unemployed homeowners. Mortgage assistance of up to $3,000 per month for unemployed homeowners who are collecting or approved to receive unemployment benefits.

Mortgage ReinstatementMortgage Reinstatement Assistance Program

For eligible homeowners who have fallen behind on their mortgage payments. Funding of up to $25,000 to help qualified homeowners catch up on their mortgage payments.

Principal Reduction ProgramPrincipal Reduction Program

For eligible homeowners who have suffered a financial hardship and owe more than their home is worth. Financial assistance to help pay down the principal balance of a mortgage loan.

Transition Assistance ProgramTransition Assistance Program

For eligible homeowners who are undergoing a short sale or deed-in-lieu of foreclosure program. Financial help to make a smooth transition into stable and affordable housing.