STEP #1: Simply complete a few questions within the application
  • During this step you will complete an application necessary to request a Loan Modification with your Lender
  • As an added bonus within this step, we provide you with a free statistical evaluation of your home and compare your current property tax assessment. Many instances we determine you may be paying too much on your current property taxes, and can save you thousands of dollars.
  • We provide step by step final instructions (tested and proven) to make sure you receive the most favorable Loan Modification offer from your Lender.

STEP #2: Simply create your Financial Worksheet (required Lender Document)
  • We provide you with a Probability Meter to show you the probability of getting your Loan Modification approved based on your situation and the current Lender "Sweet Spot" we have on record.
  • Within this tool, we will give you proven tips and suggestions how you can improve your probability percentage, based on information we have developed dealing directly with you Lender in the past.
  • Regardless if you have been turned down, or already been given a modification, or forbearance, you can still request a better deal based on your new found knowledge.
  • Our Probability Meter allows you to edit and make suggested changes until you get an approval rating that meets your comfort level.

STEP #3: Simply create your Hardship Letter (required Lender Document)
  • Our proprietary Letter Engine provides split screen technology allowing you to view your final letter as you choose different options and enter content.
  • Our Letter Engine is proven to maximize the most favorable and expeditious treatment from your Lender with the ability to provide custom information about your situation.

STEP #4: Properly package your file for delivery to your HUD approved Counselor
  • Within our site we provide a list itemizing the necessary requirements for proof of your income to your Lender.
  • Within our site we provide a final review checklist and instructions to make sure your Loan Modification package is complete prior to delivery to your Lender.
  • We provide step by step final instructions (tested and proven) to make sure you receive the most favorable Loan Modification offer from your Lender.

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